![]() ![]() * Both spouses have about $40k-60k each additional savings available to put down on house. * Husband has about $400k (pre-marital) available (from previous home) to put down on a larger more expensive $600k-800k house (roughly up to half of the value of the house) * Both agree that the house will be joint with rights of survivorship, despite unequal ownership (she gets the house if I die, regardless of how much she puts in). * The wife feels uncomfortable paying for more than 1/3 of the house, because her needs aren't as high as mine (due to the kids requiring more space) To compound this we have an odd mixture of financial disparity - I have much higher wealth due to having a good income for a long time, but she potentially has much higher disposable income (since she has same gross income, but no children). I have children and my spouse does not, so clearly I am concerned about estates and divorce as well. ![]() I am about to embark on a second marriage and hoping to buy a house in the not so distant future. I have a very difficult home ownership problem that I'm looking for advice on. ![]()
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